Yes! You’ve decided “hell yes, debt freedom here I come!” and you are all for it. Then 6 months pass and though you’ve been making your payments on time, and not adding any more debt, it feels like you aren’t making any progress!

You’re becoming frustrated and discouraged. I know! I’ve been there! A few years ago when I was paying off more than $15,000 in student loan and credit card debt it felt like it was taking FOREVER (ugh!). I was tired and frustrated. This couldn’t be done any sooner. My energy was so low and I just dragged ass. I thought I was never going to be debt free. I wish I knew then what I know now! Stay the course!

Here are 5 things you can implement on this journey to debt freedom.

Practice Gratitude

A gratitude practice is something you do for a few minutes each day to express gratitude and develop mindfulness. This can be done in the morning and/or at night before bed. The point of this is to remind yourself of all the good things you have going on in your life. We run into so much negativity every day and it’s important that we take this time to renew our positive thinking tank. Take time daily to practice and express gratitude for where you’ve been, where you ARE, and where you are GOING! This will raise your vibration. 🎶“It’s a good vibration!” 🎶

[Tweet “Practice Gratitude to Reach Your Financial Goals”] [Tweet “Gratitude raises your vibration! #mindset”]

Start a meditation practice.

Meditation is simply taking time each day to be still. Meditation will help you become more mindful and increase your overall consciousness of the thoughts and feelings you have daily. Often these thoughts occur in the background as we are living life on autopilot. This practice will make you more aware of the thoughts you have and the progress you’ve made in your financial and life goals.

[Tweet “Practice meditation to increase mindfulness & to reach goals”]

Review where you were when you started and acknowledge how much progress you’ve made!

Becoming debt free is not an easy process! If it were, there’d be no consumer debt! If you’ve been journaling your progress take a moment and go back to where you were when you started and prepare to be amazed. You might feel like you haven’t made any progress but you have! You are doing great things. If you haven’t been journaling your progress I suggest you start! Here’s a Journal I recommend!  When you get to the end, sharing your highs and lows will be helpful to someone else who is behind you on their own journey!

[Tweet “Review your progress in reaching your financial goals”]

Continue to take the steps to reaching your goals.

Keep taking those steps to debt freedom! When it finally comes you’ll feel amazing. You got this! It’s definitely not easy but it’s more than worth it to not have the stress and strain in your life. There’s a reason it’s called debt freedom. It’s because until you are out of it, you are shackled to it. Like bondage (and not the sexy kind 😉 ). But you are working to get yourself out of that situation and you deserve some awesome kudos! KUDOS!

[Tweet “Even when it’s difficult keep moving forward!”]

Get a battle buddy! AKA an accountability buddy

Having someone on the road to debt freedom with you will give you tremendous support. This person will be a great sounding board as well as a friend when you get down about “all the things you “can’t” do”. You will be able to give and receive support on this journey to reaching your goals!  If you want, feel free to join the Free Facebook Group with Women who are doing the same thing you are going! Money Mastering MISSfits on Facebook

[Tweet “Get an accountability buddy for support! “]

To recap there are 5 things you can do to get over your lack of progress vibe. This vibe is throwing you off. The 5 things are to practice gratitude, meditate, review your progress, keep going with the consistent steps, and finally get an accountability buddy to give and receive support. You’ll reach your goal in no time!

Continue what you’ve been doing! You are making progress! You got this!

When you implement these steps you’ll increase your feeling of satisfaction in accomplishing your goals.

Comment below and let me know the things you do when you are feeling frustrated with a lack of progress. I love learning new things!

Until next time

Here to help and guide you,
Brittany Marie
Certified Money Coach

About the Author

Brittany Marie is a Transformational Growth Coach for women who want to make their dreams a reality and use it to live their purpose and impact the world! She does this by providing coaching, 1:1 intensives, group masterminds, blog posts, and workshops! When she isn't doing all of this she is spending time with the love of her life or relaxing with her knitting :-D To get in contact with her please go to the "reach out to me" in the menu bar or in the footer.

Leave a Reply 9 comments

Amanda - February 6, 2017 Reply

An accountability buddy is such a good idea! I know how demotivating it can be to tackle any journey on your own. Having a buddy just makes it more fun!

Foirell - February 6, 2017 Reply

Having accountability and reviewing your goals are so important when you feel like you arent getting anywhere with your goals! I think we sometimes get so hung up on the end goal that we forget about the work we have put in, in the process and get frustrated. Great post!

Foirell |

Jolina - February 6, 2017 Reply

Oh boy. Did I need to read this post today. I kind of already know what I need to do but I definitely need these reminders. Thank you!

Kenzie - February 6, 2017 Reply

I love practicing gratitude! I feel like a little gratitude pep-talk to myself always does the trick to brighten my mood and realize how lucky I am to have the opportunities that I do. Love this post! Great read!

Jenn @ The Art of Better - February 6, 2017 Reply

I love that you’ve incorporated gratitude and meditation into your money mindset practice teachings! I find that many get too wrapped up in only the numbers so it’s quite refreshing to see.

Dionna Chambers - February 6, 2017 Reply

I LOVE LOVE THIS article. Thank you for the encouragement. This is exactly what I needed to read. And it applies to other areas of your life as well especially in the way of making goals for yourself. I am big on that…self-empowerment!!!

Dani - February 7, 2017 Reply

Great post! I usually feel like I’m making no progress with my blogging biz but taking a step back and some time away from it usually helps.


Dani x |

Yuliya Oleynykova - February 8, 2017 Reply

I think support would be my biggest help.

Shannon - February 14, 2017 Reply

Great article! My stress factors have been through the roof. These tools will definitely help.

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